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Dentist pulls out all of her ex-boyfriend’s teeth after split

By Eric Pfeiffer | The Sideshow – 20 hrs ago

If you’re planning a trip to the dentist, it might not be the wisest decision to make your appointment with the person with whom you just broke up.

A Polish woman is facing three years in prison after she removed all of her ex-boyfriend’s teeth during dental surgery just days after their breakup.

“I tried to be professional and detach myself from my emotions,” Anna Mackowiak, 34, told the Austrian Times. “But when I saw him lying there I just thought, ‘What a bastard’ and decided to take all his teeth out.”

Marek Olszewski, 45, reportedly showed up at Mackowiak’s dental office complaining of toothache just days after he broke up with her. She then allegedly gave him a “heavy dose” of anesthetic, locked the door and began removing all of his teeth one at a time.

“I knew something was wrong because when I woke up I couldn’t feel any teeth and my jaw was strapped up with bandages,” Olszewski said.

“She told me my mouth was numb and I wouldn’t be able to feel anything for a while and that the bandage was there to protect the gums, but that I would need to see a specialist,” he said.

“I didn’t have any reason to doubt her, I mean I thought she was a professional.”

Adding to his trauma, Olszewski said his new girlfriend has already left him over his now toothless appearance.

“And I’m going to have to pay a fortune on getting indents or something,” he said.

 

Mackowiak is currently being investigated for medical malpractice.

Attorney: Jeweler implicated in pawn scam has not owned shop since 1999

An attorney representing a woman who was implicated by West New York police in a pawn broker scam featured in yesterday’s Jersey Journal, said yesterday that his client hasn’t had a financial interest in that business since 1999.

Attorney Robert Skoblar said he and his client, Vivian Crespo, will be meeting with police this morning to clear up the matter.

A West New York police detective confirmed the meeting last night and said he looked forward to hearing what the attorney and his client had to say.

Based on information provided by the police, The Jersey Journal reported yesterday that six complaints had been filed against the owners of Pepin’s Jewelry, 4925 Bergenline Ave., by people who said they pawned jewelry there but when they returned to retrieve their property the store was closed.

Police officials said the owners of the store, Anibal Crespo and his wife, Vivian, were on the run and had made off with roughly $10,000 worth of pawned property.

Skoblar said yesterday that Anibal Crespo is no longer married to his client and she has been living at the same house in North Bergen for more than 20 years.

 

By The Jersey Journal 

Ways to Get Fast Money Without Good Credit in Today’s Economy

MoneyFast

ATLANTA, GA, April 23, 2012 /24-7PressRelease/ – If money is power, how much power has the average American lost due to unemployment, failing investment portfolios, or decreased business profit margins? If the Buffet Rule that President Obama is proposing passes, even those so-called American millionaires will see the power of their own money biting them in the asset as well!

In addition to a decrease in income, a large percentage of those living in the United States are experiencing additional negative financial circumstances. Gas prices are persistently reaching record highs (and expected to continually increase). Inflation is rising, which affects the price of food, clothing and everything else we need and buy. Therefore, what will become of us?

Gone are yesterday’s lax lending requirements and loan happy banks making it more difficult for those with a FICO score of less than 720 to get a loan for a home, much less for a vehicle, home improvement, or other financial needs. If your FICO score is above 675 and you qualify for a bank loan, plan on paying much higher interest rates than your friends with better credit scores.

For the hard-working American who has encountered a bit of bad luck or misfortune at the expense of their credit rating, a bank loan is almost non-existent. Where can they turn for a loan with poor or bad credit? What can they do when experiencing a financial emergency, such as a dental or medical emergency, attorney fees, or home repairs? For example, when an air conditioning unit quits in mid-summer during unbearable temperatures, where can they turn to find funds for repairs or a new air conditioner?

While selling assets is a logical and quick monetary solution, too many people are visiting their local pawnshop or gold buyer expecting fair value for their asset. Whereas these pawnbrokers are in the business to buy gold, diamonds and other high-ticket items, they are not in business for the benefit of their client. The average pawn dealer, jewelry store, or gold buyer is interested in paying as little as possible for an asset.

For those who are considering taking out a loan against an asset, be prepared to pay as much as 25% in interest per month without the ability to make payments towards the principal balance. Should the collateral item hold sentimental value, think twice about using it for a pawn loan. A high number of typical pawnshop customers never redeem their asset. The best way to sell jewelry, or use an asset as collateral for a loan is with a more reputable private lender.

In 1980, a company called Chapes-JPL in Atlanta, Georgia began operating an honest and affordable alternative to high interest pawnshops and jewelry buyers. Other than the fact that the company holds a pawn license, the typical pawn experience stops there. The company’s primary goal was to provide a reliable lending source for good people at rates that are up to 90% less than traditional pawnshops. As a business that began over 30 years ago to provide a better loan option locally, they are now a nationwide asset based lender.

So, take your time and do your research. A few minutes of your time could save your hundreds, if not thousands, of dollars.

If you would like more information about this topic, or would like to schedule a meeting with Jeff Zager or another representative from Chapes-JPL, please contact Peggy DiPirro by phone at (561) 416-8485, email at peggy@chapes.com or through the website at http://www.chapesjpl.com.

As found in the Miami Hearald: http://markets.financialcontent.com/mi.miamiherald/news/read?GUID=21141215#storylink=cpy

Former Billionaire Declares Personal Bankruptcy

Anglo Irish Bank before nationalization.

Once Ireland’s richest man with a personal fortune of $6 billion, Sean Quinn applied for voluntary bankruptcy in Belfast this morning. Quinn owed an alleged $3.85 billion to Anglo Irish Bank’s successor institution, the Irish Bank Resolution Corporation, which he simply couldn’t repay.

The entrepreneur, once one of Ireland’s most admired businessmen, started out in the early 1970s selling sand and gravel from a quarry on his father’s farm. He eventually built his Quinn Group into a multi-billion dollar mining, manufacturing, real estate and insurance empire.

But it all began to unravel in 2008 with the outbreak of the global financial crisis. At the height of Ireland’s real estate boom Quinn had bought shares of Anglo Irish Bank with risky financial instruments known as contracts for difference that allowed him to amass an apparent 25% stake in the bank, using borrowed money from Anglo. When the property market collapsed, the shares plummeted, becoming worthless when the bank was nationalized in 2009.

Unable to pay his hefty debts to the bank, Quinn was forced to turn over his Quinn Group, itself indebted to Anglo to the tune of $1.85 billion, to the bank in April 2011. At that time, Anglo released a statement declaring simply that it was “owed an enormous amount of money by Sean Quinn and his family which they are not in a position to repay. The security on these loans is the family’s equity in the Quinn Group.”

Though Quinn’s personal bankruptcy announcement was made with “great sadness and regret,” he acknowledged that the measure was his only remaining option. In a statement released this morning, Quinn conceded: “I cannot now pay those loans which are due, following Anglo taking control of the Quinn Group of companies, which I and a loyal team spent a lifetime building, I find myself left with no other alternative.” Quinn also accepted a certain amount of responsibility for the current state of affairs, saying that “I am certainly not without blame.”

Quinn, however, contends that “The vast majority of debt that Anglo maintains is owed is strenuously disputed.” The Quinn family already has lawsuits pending against Anglo charging the bank with everything from “breach of duty” to “intentional and/or negligent infliction of economic damage.” What’s more, Quinn alleges that Anglo and the bank’s new owner, the Irish Government, “are intent on making scapegoats of my family and I,” claiming that Anglo “has consistently ignored its own wrongdoing in affairs.”

Quinn goes on to accuse the bank and the Irish government of purposefully undermining the Quinn Group since Anglo assumed ownership of the firm and deflecting the blame for the company’s downfall: “The Quinn companies did not fail; notwithstanding the untruths, creative accounting and spin now being generated. Anglo is now tirelessly working with its PR advisors to tell a different story of how I supposedly brought down the Quinn Group. This is wrong. Anglo’s actions, in taking control of the businesses, have led to the present situation.”

The controversy surrounding Quinn’s bankruptcy declaration doesn’t end there. A native of County Fermanagh in Northern Ireland, Quinn declared bankruptcy in the North, citing Fermanagh as his current home and place of business. The Irish Bank Resolution Corporation, however, has already launched an investigation with the objective of “examining the validity” of Quinn’s bankruptcy application.

The bank released a statement this morning claiming that Quinn actually lives in County Cavan, on the Irish side of the border, citing Quinn’s “extensive business interests and liabilities within the State.” The effective difference for Quinn is an additional 11 years of exile from the business world. In the Republic of Ireland one must wait 12 years before taking out a loan or establishing a business after declaring bankruptcy. In the UK the waiting period is just 12 months.

Quinn’s lawyer, John Gordon of Napier and Sons, defended his client, saying “Sean Quinn paid his taxes to the UK government, he has a national insurance number in the UK, all of his tax returns in the last 38 years have been in the UK, and crucially he ran his business empire from Derrylin.” In other words, Quinn’s case belongs north of the border.

 

Via Forbes.com
By: Edwin Durgy, Forbes Staff

 

Warren Sapp files for bankruptcy

By Maggie Hendricks | Shutdown Corner – Sat, Apr 7, 2012 2:08 PM EDT

(Getty Images)Seven-time Pro Bowler and NFL Network analyst Warren Sapp filed for bankruptcy in south Florida. According to the AP, he owes more than $6.7 million to creditors and in back child support and alimony.

His average monthly income tops $115,000.Among his assets? A lot of shoes and a lion skin rug.

Sapp’s $6.45 million in assets includes 240 pairs of Jordan athletic shoes worth almost $6,500, a $2,250 watch and a lion skin rug worth $1,200. He also reported losing his 2002 Super Bowl ring with the Bucs and his 1991 national championship ring from the University of Miami.

Really, who doesn’t need 240 pairs of Jordans? And a house isn’t a home without a lion skin rug.

As a player, Sapp had 96.5 sacks for the Tampa Bay Buccaneers and Oakland Raiders. He was outspoken and often angered opponents, including Jerome Bettis and Green Bay Packers’ coach Mike Sherman.

The outspoken style has continued through his retirement in his job as an NFL Network analyst. He most recently found himself in hot water after he called Jeremy Shockey a “snitch” in connection with the New Orleans Saints bounty scandal.

According to the bankruptcy filing, his NFL Network contract is up in August.

Short on Money for Taxes? Here’s What to do

The deadline for taxes has been extended to April 17 and I know a lot of us aren’t complaining about it. As a matter of fact, I bet most people even wish that the due date got pushed back another few months, especially if they can’t afford to pay what they owe. 

Chapes JPL is not your Typical Pawn Shop

A lot of people have found us while looking online for a Pawn Shop.   It is true, we do offer loans on assets.  However, we are not a traditional pawn shop and we are definitely not like other typical pawnbrokers that most people are used to.

HOW YOUR FINE JEWELRY CAN HELP OUT DURING HARD TIMES

HOW YOUR FINE JEWELRY CAN HELP OUT DURING HARD TIMES

Have the circumstances of a bad economy left you with a bad credit score, reduced your salary, forced you into bankruptcy, or simply put you out of work?  Are you having trouble paying bills or do you find yourself trying to come up with creative financing ideas to take care of a personal or business concerns?  If you answered yes to any of these questions, you could probably use some quick financial help.

There are ways to get money fast, even for people with bad credit.  However, most lending options for those with a poor credit rating are expensive due to high interest rates.  For example, bad credit credit cards almost always require a secured cash amount, or charge outrageous interest rates. Even the lower rate credit cards can get pricey if you are taking a cash advance.   This method usually creates an endless circle of debt that only progresses into a giant snowball.

If you have jewelry from any of the world’s finest jewelers, such as a white gold bracelet from Tiffany & Co, or a luxury diamond watch from Rolex, you could sell it for cash, or use it to secure a loan.  Cash for jewelry is one of the fastest and simplest ways to get the money you need.  Now you just need to know where to sell your jewelry or where to take it for a loan.

You could visit a typical pawn shop, gold buyer or jewelry store with your  GIA certified diamond ring, Patek watch or some other piece from your fine jewelry collection.  After the pawnbroker or merchant (and a store full of strangers) has listened to the summary of your private circumstances, surely you won’t mind paying a high interest rate to get your jewelry back?  Of course, within a few months of paying that high interest rate, you’ll probably just let it go, losing one of your best assets.

There is a better option at Chapes JPL.  They know how valuable fine jewelry is as an asset, and their loans are short term with one goal “providing you a low enough interest rate so that you can get your items back“.  Chapes began offering loans against jewelry over thirty years ago at rates lower than typical pawnshops and jewelry lenders.

In addition to providing loans, Chapes buys jewelry at the industries highest values. To learn more about selling your jewelry or using it to get a loan, visit http://www.chapesjpl.com/jewelry-loans/ and get the financial relief you are looking for today.

Brief History of Pawn Shop

A Brief History of the American Pawn Shop:

By Wendy Woloson Feb 9, 2012 3:52 PM ET. www.Bloomberg.com

Pawnbroker An illustration of a New York pawnbroker, from Great Republic Monthly, July 1859. Source: Author’s collection

A view inside the pawnshop, from Every Saturday magazine, March 4, 1871 Source: Author’s collection

Cable television has lately been bringing the art and science of owning a pawnshop to life — even for those fortunate enough to experience it only vicariously. But pawning has been integral to Americans’ financial lives for centuries.

History Channel’s “Pawn Stars” features the oversized Harrison family and their Las Vegas pawnshop, Gold & Silver. Old paper currency, antique pistols, classic guitars and works of art are typical of the items offered up for appraisal there, making the series seem like a less genteel version of “Antiques Roadshow.”

On truTV is “Hardcore Pawn,” set in Detroit and featuring the aptly named Gold family. The clientele at the Golds’ American Jewelry and Pawn is notably downscale, and when not yelling at each other or at the store’s staff, customers are shown pawning and redeeming fairly mundane possessions (save the stripper pole with shag-carpet platform featured in the first season). And “Pawn Queens,” on TLC, chronicles the business of two women who run a “female friendly” pawnshop in Naperville, Illinois.

These shows have domesticated the pawnshop, opening its doors to those curious about what transpires behind the bullet-proof glass, metal bars and high counters that characterize many of these enterprises. And if the pawnshop’s cultural capital is on the upswing, it’s due in large part to straitened financial circumstances, in which many more people are finding themselves in the role of pawners — taking personal items to the pawnshop to use as collateral to secure modest loans.

According to the National Pawnbrokers Association, a trade group, there are now more than 30 million pawnshop customers per year. The value of the average loan in 2009 was $100, up 20 percent from the previous year. About 80 percent of pawners pay off their loans and redeem their collateral, though redemptions are on the decline.

Although pawnbrokers, being in the credit business, profit from interest on loans, they are also active buyers and sellers, and make money on retail sales (which are down) and the purchase of items made of precious metals and gems that they can reconstitute and trade as commodities (those transactions are up).

“Pawn Stars,” “Hardcore Pawn” and “Pawn Queens” do show quite effectively that pawnshops are, and have always been, equal-opportunity lenders, providing small short-term loans to those — often women, minorities and the working poor — who have lacked access to forms of credit available to the elite.

The first places in the U.S. to identify themselves as pawnshops, usually marked by a sign showing three balls, were established in the second decade of the 19th century. The number of pawnshops dotting urban landscapes only increased, thanks to the growth of the domestic manufacturing sector, which generally paid its workforce low wages. A pawnshop loan could be a crucial bridge between paydays, providing cash for basic necessities such as food and rent on the security of personal possessions. These loans also helped business owners meet payroll and the rich to finance their vacations.

continue reading article at Bloomberg.com

YOU DON’T HAVE TO SELL WHAT YOU LOVE

I’ve realized the past couple of weeks that more and more people are asking where they can sell their old jewelry. Many of you have gold, silver, diamonds, and other precious items that you are either willing to get rid of, or you are in a financial rut and need the cash you could get for them. Either way, Chapes can help.

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