One of the main things I came across on the web this weekend was women looking to get rid of old engagement or wedding rigs. They didn’t trust certain transaction websites such as craigslist or ebay for many reasons. One of which is the obvious culprit, how can you trust a perfect stranger to send you the money for it or they’re not out to scam you. Another reason people hesitate, is will you get the best price for your item. And one of the last reasons is that you have to continuously monitor the website in order to keep watching the bids and answering random questions and what not. Why don’t you make life easier on yourself

At Chapes JPL, we can do one of two thing for you:

We Give you a Loan for your Jewelry

Yes, we will loan you more money than our competitors at the lowest rates in the industry! There aren’t any credit checks, employment verification requirements or applications to fill out. You get the cash you need, today!

We will Buy your Jewelry

You don’t need a loan? No problem, let Chapes make you an offer to buy the jewelry you no longer want. Our jewelry appraisers understand its true value, which enables us to offer you more money than our competition.

No matter what your looking to do, you will be taken care of. Whether you want to sell unwanted jewelry or would like to take out a loan on it, you can be sure Chapes JPL is the right choice.

 1. Stop driving so much

Gas is expensive, so even when you are driving somewhere that doesn’t cost you anything, like your grandma’s house or the beach, you are still technically spending money. Stay at home for a little bit or take a bike out. Besides, your body with thank you for the physical activity.

2. Pack lunch

We all hate spending hundreds of dollars a month on groceries, especially if we have a large family, but in the long run you will save more money. Every time you go out to eat, it’s roughly over $5 (and that’s even when you try to eat cheap!) By buying groceries in bulk, you are able to save the rest of your money throughout the week.

3. Pay your bills on time (duh)

Even when your are struggling to make ends meet, make it a priority to pay your bills on time. This way you avoid any late charges and you will sleep better at night too. If you need a short term loan to get you caught up with your finances, give us a call.

4. Live with your parents

Ok, this one applies more for the recent grads. Young adults are so eager to move out and be on their own that they push saving money to the back burner. When you have the opportunity to live with your parents or have roommates, you can take that time to really build a savings!

5. When you need a loan on Assets, use Chapes-JPL!

Typical pawn shops and jewelry lenders lend on assets at extremely high rates, making it almost impossible to payoff the loan. At Chapes-JPL we provide loans on gold, diamonds, jewelry, watches, cars, boats, art and fine assets at a low interest rate, which makes it so much easier to payback the loan. This way you can get the money you need, in a manner thats fair and reasonable!

Call us and let us show you how much money you can save!

We recently had a client come in our Chapes JPL office for, what all of our clients come in for, a loan. This story specifically touched me because I’ve, and I think a lot of us, “been there, done that”. 

 The Story of a Customer in Need

The story starts out with the woman showing us her jewelry, some of which she thought had no value. Not that it’s relevant, but it was valuable, all of it. We explained to her that if it’s jewelry, we can help her. As soon as she learned she could get a loan from us, she broke down in tears. She explained a sense of overwhelming relief was taking over and she no longer needed to stress about what she needed the money for.

We do not ask why our customers need a loan, It’s really not any of our business. We are content in knowing we help them when no one else will. In this case, a young man may not have been able to go to college. The woman proceeded to blow off some steam and tell us how her son was a smart kid, he got great grades in school and was accepted into the university he’d always wanted to go to. The woman said she was extremely proud of her son, but she didn’t have the heart to tell him the truth and that he might not be able to go. This is something he’s been working for his whole life, she felt it wasn’t fair to make him pass on this opportunity because she didn’t have the money to pay for it.

She goes on to explain her son received a partial scholarship, which she was very proud about, but she did not have the money to cover the remaining amount. She went to banks, but couldn’t get a loan (we hear that a lot), his father couldn’t contribute to the tuition costs, and she had no where left to turn. Until a friend of hers recommended our company.

She came in with jewelry which got her the loan she neededto pay for the remaining balance of the the first two semesters of her son’s college tuition. She was elated. And her low rate enables her to comfortably pay back the loan in a reasonable time. This way, once her loan is paid off, she gets her beautiful and sentimental jewelry back AND her son’s fist year of college is taken care of.

We Want to Help you too

What a great feeling! Knowing we truly helped her through her dilemma and she was happy knowing that her jewelry can act as a credit line to put her son through school. A lot of our business clients have been using us for years as the credit line they no longer have from the bank.

I wanted to share this story with you because few of you know that you can get a loan from Chapes JPL for any and all reasons. From scrap gold to diamond’s 10.00 ct and greater, a Rolex watch or a classic automobile, we lend on assets period. We loan at higher values and at lower rates than our competition in the industry, end of story. We are confident you will be a happy customer at Chapes JPL too.

Anyway in spirit of this lovey-dovey day, Chapes JPL has decided to let you in on a little secret… You do not have to stress out around Valentine’s Day. It’s not all about the money and gifts- when you love someone, it’s the mere presence (not to be mistaken with presents) that you look forward to, not what they spend their credit card on.

The ads you see on TV and on the radio lead you to believe that you need to go out and buy a car for your partner or take he/she on an exotic vacation. That’s not how we here at Chapes feel. Don’t go out and spend a fortune, let things be just as exciting without the costs, here’s how:

Make Dinner at Home

Sure you may make dinner every other night of the week, but make this one twice as special. Light candles, play soft music, and really set the mood to show how much you care. Instead of the basic chicken and veggies, go for a more sophisticated meal. Try roasted duck with couscous and leafy greens. It’s a great alternative to the everyday chicken in the kitchen. Finish the meal off with a home-made french vanilla custard… My mouth is watering just thinking about it!

Unplug from Everything

Raise your hand if you get your email sent straight to your phone. How about if you’re on Facebook for a little while after work? I know most of us are guilty, as is our partners. On Valentine’s night, unplug it all. Turn off the phones, shut down the computers, and don’t turn on the TV. Spend the evening cooking together, tasting old wines you forgot about, play a few games, or just sit around and talk. You’d be surprised how much you will learn about your partner once you’re no longer plugged in.

Make an Art Project

Whether it’s an outdoor flower pot that needs attention or some pictures that needs to be  reorganized, try to do the tasks together. The flower pot has had a chip on it for years, but you can’t bring yourself to throw it out, what do you do? Go pick up a $5 flower pot from the store and spend time with your partner painting it and decorating it. Not only will you get a great looking flower pot out of the deal, but the two of you will have bonded in a way you most likely haven’t in a while.

Sure, the idea of these gestures may sound cheesy (like I said above, most of these times together are rather silly), but that’s the point. Do things together that you normally wouldn’t do. This is your excuse to shower your partner with silliness and bask in each other’s love. The time you spend is more important than the money you spend, that’s a fact.

However, if you do feel the need to go all out, we are here for you. Chapes JPL gives out loans based on the collateral you give us. So if you do want to get your partner the best of the best, you can always give us a call and we’ll help you find a way to pay for it. Remember, when the bank says no, we say YES!

Busey, who has starred in more than 70 movies, has less than $50,000 to his name. Court documents show that his IOUs got a bit too extensive and he owes a large number of people a lot of money. (RELATED: Full coverage of the entertainment world)

The Hollywood star reportedly needs to pay the IRS, various lawyers, UCLA Medical Center, Wells Fargo, L.A. County Waterworks Districts, and a storage company.

Among the many businesses he owes money to, Busey also notes he might need to pay an undisclosed sum to Carla Loeffler, a woman who sued him for allegedly attacking her in Tulsa.

Terrell Owens has always been an island of sorts. His brash personality and self-absorption routinely alienated his teammates during an NFL career that teetered between terrific and toxic, leaving him to fend for himself.

Now, at 38 and out of football, he’s lonelier than ever, and running out of money. In a GQ profile, Owens comes across as wounded, broke and desperate. When people text him to ask where he is, he replies back: “I’m in hell.”

But is it his own fault? That’s the perennial debate on T.O., who had a heartbreaking childhood but continually pointed fingers at everyone but himself once he became an adult.

In the GQ story by Nancy Hass, Owens blames the media for not giving him a chance to rehab his injury, blames agent Drew Rosenhaus for not protecting him from a bad business arrangement, and — perhaps most surprisingly — blames a former team captain for his issues with former Philadelphia teammate Donovan McNabb.

Owens earned around $80 million during his NFL career, but has found himself in deep financial trouble, despite never spending lavishly. In the February edition of GQ, Owens admits to trusting the wrong people, who in turn cost him a lot of his fortune.

The problem, he says, is that he’s by nature too trusting, loyal to a fault, despite everyone’s carping that he’s selfish. It’s the sad old stereotypical song of the up-from-nothing black athlete: He let other people take care of things.”

Owens said financial advisers recommended by Rosenhaus lost much of his money in highly leveraged ventures, then houses and apartments he thought he could rent out in a worst case scenario became dead weight in a housing market collapse (none of the properties is particularly excessive, but total a yearly mortgage of about $750,000), and $2 million was lost in an Alabama entertainment complex investment. That venture turned out to be illegal, and also claimed former Redskins running back Clinton Portis as a victim.

“I hate myself for letting this happen,” Owens told GQ. “I believed that they had my back when they said, ‘You take care of the football, and we’ll do the rest.’ And in the end, they just basically stole from me.”

Owens has also found himself friendless, thanks to a growing sense of distrust thanks to his many unfortunate dealings.

He never had many friends — teammates never called him to party, he says, wrongly assuming that he was “too big” to socialize — and now, “I don’t have no friends. I don’t want no friends. That’s how I feel.”

And on top of that, he’s battling in court with four women to whom he pays a total of $44,600 a month in child support for his four children, ages 5 to 12.

“If there’s anything I’m sorry about, it’s getting involved with all that.” He never actually dated any of the women, he says. One was a one-night stand, the others “repeat offenders.” Owens, who has never been married, concedes he is “not a very good judge of character.” Still, he “never suspected they were the types to do what they done in the past year.”

When money became tighter, Owens had to reduce the amount he paid to each of the women, and three of them sued him. A warrant was issued for his arrest when he didn’t show up for a court date with the mother of his oldest child, Tariq. Beyond that, the relationship he’s maintained with the mothers and his children is tenuous, at best.

Now he is in court with all four women, whom he lumps together like one big bloodsucking blob. None of them are being fair, he says: “They know I’m not working; they know the deal.” Although he never established regular visitation with any of the children through the courts, he says he sees the eldest three as much as he can when their mothers allow it. So bitter is his relationship with the mother of the youngest child, a son, that he has never met the boy.

As for McNabb, Owens stands by his decision not to mend fences with the former Eagles quarterback, whom Owens characterized as “tired” following the Eagles’ 24-21 loss to New England in Super Bowl XXXIX in 2005.

When given an apology written by the team’s media relations staff, Owens claims to have handed Eagles’ captain Jeremiah Trotter the mea culpa moments before he was to deliver it to reporters.

Owens tells GQ Trotter read through the statement and arrived at the portion regarding McNabb, who threw for 357 yards, but was picked off three times. Owens claims Trotter ripped off the bottom portion of the page and told Owens he didn’t owe McNabb a thing.

“This is the team leader we’re talking about,” Owens tells GQ. “He told me not to do it.”

Trotter calls Owens’ account inaccurate, telling the magazine he was the one insisting Owens apologize.

Once again, T.O. stands alone.

Owens’ career is defined as much by its theatrics than for its statistical body of work. His playing days ended last spring after his one-year, $2 million contract was not renewed by the Cincinnati, where Owens and Chad Ochocinco collectively proved to be more style than substance.

Owens has clearly moved on.

Some decisions, he admits, may have been handled differently now. But at this point of his life, he’s not willing to look back.

“To say I regret anything would be a slap to my grandmother’s face,” Owens says, referring to the woman who raised him.

He concedes his only mistake in calling McNabb out was one of timing, admitting “I might not have said or done things at exactly the right moment.”

To this day, Owens remains confident bordering on cocksure, convinced — even with a medically repaired ACL — that he is capable of the jaw-dropping playmaking ability of his youth. It’s not his talent that keeps teams from calling, he insists, but instead a reputation cast onto him by the reporters he often held hostage.

“I think people change, but the media, they never allowed me to change,” Owens says. “They never allowed me to be a better person.”

Described in the GQ piece as a “caged cat” living in a spacious 1,800-square foot Los Angeles apartment, Owens remains on an island. He claims to be broke despite making at least $80 million during his playing days.

He says he’s never been diagnosed as clinically depressed but he’s been “real down.”

“I don’t have no friends — I don’t want no friends,” Owens says. “That’s how I feel.”

You can read the rest of the interview on GQ.com.

By Kelly Dwyer
Yahoo Sports

It all started earlier this year when Nash was helping a couple with their engagement ring and wedding band purchases. Early on in the sales presentation, Nash discovered that Jonathan Urlin travels throughout North America test-driving Porsche race cars and owns his own company, Urlin Motorsports.

One of the main services Urlin’s company offers is Track Days, which gives companies the opportunity to hold team-building or customer appreciation events on race tracks driving Porsche race cars and professional go-karts. In August, Nash held his first such customer appreciation event.

The racing day consisted of driving several different Porsche race cars, such as a 911 C4S Cabriolet, from a raceway near a local airport to Urlin’s racetrack. Upon arrival, Nash Jeweller customers could also have the chance to drive a professional go kart that can reach speeds of 60 mph.

“Customers loved it and were literally blown away,” says Nash.

Customers Derek Hardman, John McColl, and Jeff McColl enjoyed a go-kart ride 

Nash liked the customer appreciation outing so much, that when Urlin approached him with a racing series sponsorship proposal shortly after it, he jumped at the opportunity. For annual sponsorship fee of $5,000, Nash can have access to the go-kart racing fleet of 10 twice a month.

The sponsorship also gives Nash a heavily promoted go kart to compete in the go kart racing series. Like most racing sports, Nash Jewellers’ logo, and those of the store’s strategic vendor partners, is visible on every conceivable surface of the go-kart.

Nash Jewellers’ go kart.

At this stage, Nash’s professional go-kart sponsorship marketing is in its infancy as Urlin is tirelessly working to get the sport some much-needed traction in Southern Canada.

Until then, Nash has continued access to professional go-karts, which are now a customer appreciation day staple for Nash Jewellers.

Article source: http://feedproxy.google.com/~r/JCKNewsFeed/~3/roa_3oFRFoc/london-ontario-jeweler-drives-customers-wild

Jeffrey Roseman, 52

President and owner, third generation

David Harvey Jewelers

Norwalk, Conn.

Ben Roseman, 28

Vice President, fourth generation

David Harvey Jewelers

Darien, Conn.

Kayli Roseman, 28

Store manager, fourth generation

David Harvey Jewelers

Darien, Conn.

My favorite thing

Jeffrey: When I retire I’ll miss selling the most. I love being on the sales floor, interacting with customers, and giving them good jewelry value for the money. Since Ben and Kayli joined the business, we all know each other’s strengths, with me on the sales floor being in front end of the business, with Ben good at back office management, and Kayli going from an accounting role to being the company’s CFO. The success of our business is yielding to each other’s strengths.

Ben: I’m more of a back office guy. I’m on the sales floor when I need to be, but I’d rather be in the back office doing the buying and the merchandising. I’m also a self-taught advertising and IT guy, which are other key responsibilities where I shine off the sales floor. I’m greatly involved with accounts payable. It’s less glamorous, but there’s more of challenge, especially with the negotiating. I’m good at sales, but like it better when I see good plans and good planning come together.

Kayli: Right now I’ve stepped back slightly from my family role in the business to raise a family – right now that’s our son Zachary, who may one day be the fifth generation of family jewelers. I’m juggling work with family and have settled in to my bookkeeping role, but take on other roles that provide me with challenges such as ad campaigns and human resources. I’m very much engaged with the family business, so I can share ideas with Ben at home. It’s interesting to watch ideas talked about at home come to fruition at work.

Article source: http://feedproxy.google.com/~r/JCKNewsFeed/~3/XuTdsTEILiA/editor-s-cut-it-s-all-relative