Affordable, Personal Cash Loans for Military, Law Enforcement, Fire Fighters and Other National Heroes
Today’s economy has left many Americans with nowhere to turn when they need to find money fast. Unfortunately, a growing number of our military, law enforcement, fire rescue and other servicemen and women are also among those in need of help with finances.
Most people enter into the Armed Forces at a very young age and have not yet learned the proper way to manage their finances. Consequentially, a modest pay rate coupled with a collection of high interest debt can back them into a corner and haunt them with bad credit.
The average military family relies solely on one income because a military spouse is seldom able to find work due to constant relocations and/or high cost childcare. The typical married military salary is around $52K. This includes food and housing allowances. It is not uncommon for these families to turn to high interest credit cards and bank loans to pay rent, the mortgage, or other bills on time.
As for men and women serving in law enforcement or fire rescue, a bad economy has led to countless layoffs, or salary and benefit reductions. Several have encountered broken marriages due to tough times. Others have experienced a spike in their mortgage rate, or have experienced some other financial catastrophe.
Although laws have been established to protect these men and women from seedy merchants, too many loan companies and other providers of financial services continue to take advantage of our American heroes instead of realistically offering them financial help.
Chapes JPL in Atlanta began offering low interest personal loans and buying precious metals and jewelry back in 1980. We provide a better way for good people to sell jewelry or to get a personal loan rather than turning to the average pawnbroker or other high interest private lender. Many of these merchants charge as much as 25% interest per month for pawn loans (without the ability to make payments towards the principal) and also fail to pay fair value to buy gold or other valuable assets.
We always offer the highest values for fine assets (as much as 50% more than a traditional pawnshop), but encourage our customers to hang on to their assets, as these items will more than likely continue appreciating and will provide loan leverage for years to come.
As for our lending techniques, Chapes already offers our civilian customers collateral loans at less than 10% per month (with the ability to make payments towards the principal amount at any time during the loan life). Unlike the average pawnshop, Chapes offers a reduced interest rate for a military loan. We also offer special discount rates for policemen and fire fighters.
Chapes accepts collateral items, such as gold, silver, platinum, diamonds, fine jewelry and designer watches. All assets pledged with us are photographed, insured and kept safely in bank vaults. Our appraisals are performed in a discreet, safe and upscale environment. There is no store because we do not sell anything.
To schedule your free appraisal, chat with us online, submit a quote, or call us by phone at either our Atlanta or Boca Raton location. *We often reimburse those out of the area who do business with us for fuel.