HOW TO GET A LOAN USING PLATINUM JEWELRY AND SWISS WATCHES AS COLLATERAL

Before you sell your platinum watch or diamond jewelry, there are a few things to consider first.  Platinum is part of the precious metals family and currently one of the world’s most valuable assets.  Though news reports, television ads, walking sign men and other advertising mediums suggest selling platinum for cash, there is a much better way to use your Platinum Rolex or diamond earrings than selling a watch or jewelry outright.

An extremely important factor to think about before letting go of one of your most prized possessions is to learn the current value of platinum. Also take into account that if you take your watch or jewelry to a traditional pawn shop, they are typically going to try to purchase platinum from you for significantly less than fair value.  Should you decide to pledge your asset for a loan with the same pawn store, most will charge as much as 25% interest per month and will not allow payments towards the principal.

Chapes JPL in Atlanta has been helping businesses and individuals to get fast cash using jewelry, precious metal, diamonds and other assets since 1980.  Our asset buying and lending services have provided an alternative solution for selling assets or accepting questionable loans from seedy pawnbrokers.  Our fast cash loans have also been helpful for private individuals and commercial businesses when they need quick cash, but don’t have time to wait for lengthy bank lending procedures.

WHAT MAKES CHAPES JPL DIFFERENT THAN THE AVERAGE PAWN SHOP?

At Chapes, the customer comes first.  Although we will offer the highest values for platinum, fine jewelry, gold, silver and diamonds, our philosophy is, “DON’T SELL IT – USE IT FOR A COLLATERAL LOAN INSTEAD!”

Why do we suggest our clients take out a loan verses selling the asset outright?

Precious metals, diamonds and luxury watches are more valuable today than the U.S. dollar.  So, why would we suggest a customer sell platinum, or any invaluable item that can be used repeatedly as collateral for loans.  For example, if the stock market crashes, you will still have loan leverage when you need it.

How are our secured loans different than typical pawn shop loans?

To begin with, Chapes lends on assets for less than 10% interest per month.  As a matter of fact, if you bring us an offer from a competitor – WE WILL BEAT THEIR RATE!  Additionally, we allow customers to make payments towards the principal at any time during the loan.  This is not a common practice of traditional pawnshops and without the ability to make payments towards the principal, combined with a high monthly interest rate, it is very difficult for a customer to redeem pledged assets.

Chapes JPL’s long history of successful business comes from our trustworthy practices and unique appraising, buying and lending techniques.  All appraisals are performed in private, upscale offices situated within highly secure financial buildings.  Currently, we have offices in Atlanta, Georgia and Boca Raton, Florida, but our services are available to customers nationwide.

When long distance customers do business with us, *we often will reimburse for fuel costs to and from one of our offices.  For loans amounting to $25,000 or more, *we frequently will reimburse a customer for airfare to and from one of our office locations.

Chat with a Chapes representative instantly, submit a quote online, or call us by phone at (404) 504-7021 and schedule your free appraisal today.  All pledged collateral items are photographed, insured and kept safely in bank vaults.

*Speak with a Chapes representative to find out more about terms for fuel and airfare reimbursement.